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Haines City Homes For Sale with USDA Financing! 

What is USDA Financing? It is a government backed program that offers a 0% down loan. The address should be verified in their Eligibility Checker before moving forward to ensure it is in a USDA zone.

Want to know more? Check out our blog post about USDA financing!

USDA Financing Available Homes:

$349,700
4 Beds 3 Baths Alford Oaks SubDv. 33844 Zip Code
Better than new and built in 2022, this beautifully maintained 4-bedroom, 3-bathroom home offers 1,988 square feet of thoughtfully designed living space on an oversized lot in one of Haines City's growing communities. Step inside to an open-concept floor plan featuring durable LVP flooring throughout the main living areas, creating a stylish, low-maintenance space ideal for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry, generous counter space, and a functional layout overlooking the spacious living and dining areas, making it the heart of the home.Designed with comfort and efficiency in mind, this home includes spray foam insulation, providing enhanced energy efficiency, improved indoor comfort, and potential savings on utility costs year-round. The split-bedroom layout offers privacy, with a spacious primary suite serving as a relaxing retreat complete with an en-suite bathroom and generous closet space. Three additional bedrooms and two full bathrooms provide plenty of room for family, guests, or a home office. Outside, the oversized lot offers endless possibilities for outdoor living. Whether you envision adding a pool, creating your dream backyard oasis, or simply enjoying extra space for entertaining, this property provides the flexibility to make it your own. Conveniently located near shopping, dining, schools, parks, golf courses, and major highways, this home also offers easy access to Orlando, Walt Disney World, and other Central Florida attractions. Combining modern construction, energy-efficient features, a spacious floor plan, and an exceptional lot, this move-in-ready home is a rare opportunity you won't want to miss. Schedule your private showing today! No CDD fees!

196 Towns Circle, Haines City

$325,990
3 Beds 2 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. The Aria is one of our one-story floorplans featured in Crosswinds in Haines City, Florida. With multiple exteriors to choose from, the Aria is a popular home. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,672 square feet of comfortable living. This all-concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. Entertaining is a breeze, as this popular single-family home features a living and dining in the heart of the home, with covered lanai just steps away in your backyard. The spacious kitchen features stainless steel appliances, a convenient island, and walk-in pantry with ample storage. In every bedroom you’ll have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Sharing a sink isn’t a worry with the double vanity. Two additional bedrooms share a second bathroom. This home also features a nice laundry room space with privacy doors and a two-car garage for parking or storage. Like all homes in Crosswinds, the Aria includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3525 Roden Road, Haines City

$404,990
4 Beds 4 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. Discover the McGraw, a spacious two-story, 4-bedroom home available to build in Crosswinds, located in Haines City, Florida. Here you will find durable concrete block construction and a flexible floor plan thoughtfully designed for MultiGEN living. This home includes a private first-floor suite with bedroom, full bathroom, and kitchenette. Making it perfect for guests or extended family. The open-concept layout seamlessly connects the kitchen, dining, and living areas, with views of the outdoor lanai creating an ideal setting for everyday living and entertaining. The kitchen is beautifully designed with quartz countertops, plenty of cabinets, stainless steel appliances, and a large island with bar seating. Upstairs, the primary suite offers a peaceful retreat, featuring an ensuite bathroom with double vanity, walk-in shower, and two walk-in closets for ample storage. Two additional bedrooms, each with their own walk-in closets, share a full bathroom. And a second-floor laundry room adds everyday convenience. Equipped with Home is Connected Smart Home Technology, the McGraw lets you control lighting, security, and climate from your smart device. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

352q Roden Road, Haines City

$306,990
3 Beds 2 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. The Allex is one of our one-story floorplans featured in our Crosswinds in Haines City, Florida. With 2 exteriors to choose from, the Allex is sure to turn heads. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,504 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. Relax on the covered lanai looking out to your backyard. The kitchen features granite countertops, stainless-steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. You’ll never be too far from the action with the living and dining area right there. In every bedroom you’ll have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Sharing a sink isn’t a worry with the double vanity. Like all homes in Crosswinds, the Allex includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4926 Katrina Drive, Haines City

$375,990
4 Beds 3 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. Introducing the Riviera floorplan, a unique two-story all block construction home available in Crosswinds, one of our communities in Haines City, Florida. This plan is thoughtfully designed with 4 bedrooms, 3 bathrooms, a spacious loft, and two- car garage, with an optional fifth bedroom configuration. The welcoming entry opens into a foyer with access to a private first-floor bedroom and adjacent full bathroom, making it ideal for guests, multigenerational living, or home office. The heart of the home features an open-concept layout that seamlessly connects the kitchen, dining area, and great room. The kitchen includes a center island with seating, ample counter space, a walk in pantry and convenient access to the outdoor patio. Upstairs you will find a loft as an additional living space perfect for a playroom or study area. The large primary bedroom features an en-suite bathroom with dual vanities and a spacious walk in closet. Two secondary bedrooms share access to an additional bathroom providing comfort and privacy for family members and guests. You will also find a centrally located laundry room for everyday convenience. Every home in Crosswinds comes equipped with the Home Is Connected Smart Home Technology package, allowing you to control locks, thermostat, and more right from your smartphone whether you’re home or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3565 Roden Road, Haines City

$377,990
4 Beds 3 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. Introducing the Riviera floorplan, a unique two-story all block construction home available in Crosswinds, one of our communities in Haines City, Florida. This plan is thoughtfully designed with 4 bedrooms, 3 bathrooms, a spacious loft, and two- car garage, with an optional fifth bedroom configuration. The welcoming entry opens into a foyer with access to a private first-floor bedroom and adjacent full bathroom, making it ideal for guests, multigenerational living, or home office. The heart of the home features an open-concept layout that seamlessly connects the kitchen, dining area, and great room. The kitchen includes a center island with seating, ample counter space, a walk in pantry and convenient access to the outdoor patio. Upstairs you will find a loft as an additional living space perfect for a playroom or study area. The large primary bedroom features an en-suite bathroom with dual vanities and a spacious walk in closet. Two secondary bedrooms share access to an additional bathroom providing comfort and privacy for family members and guests. You will also find a centrally located laundry room for everyday convenience. Every home in Crosswinds comes equipped with the Home Is Connected Smart Home Technology package, allowing you to control locks, thermostat, and more right from your smartphone whether you’re home or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries

3545 Roden Road, Haines City

$381,990
4 Beds 3 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. Introducing the Riviera floorplan, a unique two-story all block construction home available in Crosswinds, one of our communities in Haines City, Florida. This plan is thoughtfully designed with 4 bedrooms, 3 bathrooms, a spacious loft, and two- car garage, with an optional fifth bedroom configuration. The welcoming entry opens into a foyer with access to a private first-floor bedroom and adjacent full bathroom, making it ideal for guests, multigenerational living, or home office. The heart of the home features an open-concept layout that seamlessly connects the kitchen, dining area, and great room. The kitchen includes a center island with seating, ample counter space, a walk in pantry and convenient access to the outdoor patio. Upstairs you will find a loft as an additional living space perfect for a playroom or study area. The large primary bedroom features an en-suite bathroom with dual vanities and a spacious walk in closet. Two secondary bedrooms share access to an additional bathroom providing comfort and privacy for family members and guests. You will also find a centrally located laundry room for everyday convenience. Every home in Crosswinds comes equipped with the Home Is Connected Smart Home Technology package, allowing you to control locks, thermostat, and more right from your smartphone whether you’re home or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3534 Roden Road, Haines City

$326,990
3 Beds 2 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. The Aria is one of our one-story floorplans featured in Crosswinds in Haines City, Florida. With multiple exteriors to choose from, the Aria is a popular home. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,672 square feet of comfortable living. This all-concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. Entertaining is a breeze, as this popular single-family home features a living and dining in the heart of the home, with covered lanai just steps away in your backyard. The spacious kitchen features stainless steel appliances, a convenient island, and walk-in pantry with ample storage. In every bedroom you’ll have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Sharing a sink isn’t a worry with the double vanity. Two additional bedrooms share a second bathroom. This home also features a nice laundry room space with privacy doors and a two-car garage for parking or storage. Like all homes in Crosswinds, the Aria includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4973 Katrina Drive, Haines City

$341,990
4 Beds 3 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. Introducing the Crestview floorplan, a unique two-story all block construction home available in Wynnstone, one of our communities in Haines City, Florida. Inside this 4 bedroom, 2 1/2-bathroom home you will find 1,866 square feet of desirable living. As you step through the foyer you are greeted with a well-appointed kitchen that features an island with bar seating, cabinets for storage, quartz countertops and stainless-steel appliances. The kitchen overlooks the dining room, living room and outdoor patio making entertaining guests or enjoying time with family easy. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.* The first floor also features a powder room. Perfect for keeping your privacy during guest visits. The second floor is complete with the primary bedroom, three additional bedrooms, a loft, and the laundry room. The primary bedroom includes its own bathroom with a dual vanity sink, separate shower and spacious walk-in closet. Like all homes in Crosswinds, the Crestview includes smart home technology, which allows you to control your home anytime with your smart device while near or away.

5413 Willow Creek, Haines City

$373,490
5 Beds 3 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. The Robie is a two-story floorplan featured in Crosswinds in Haines City, Florida. With 2 exteriors to choose from, the Robie is sure to turn heads. Inside this inviting 5-bedroom, 3-bathroom home, you’ll find 2,447 square feet of comfortable living. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor which includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find the singular downstairs bedroom and full bathroom. As you move upstairs you are greeted with a spacious living and foyer space to utilize for work or play. The primary bedroom one is located just off the loft space and features a spacious walk-in closet as well as ensuite bathroom with double vanity and all the space you need to get ready in the morning. Three additional bedrooms share a second upstairs bathroom and linen closet for extra storage. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Crosswinds, the Robie includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4930 Katrina Drive, Haines City

$300,990
3 Beds 2 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
The Allex is one of our one-story floorplans featured in our Crosswinds in Haines City, Florida. With 2 exteriors to choose from, the Allex is sure to turn heads. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,504 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. Relax on the covered lanai looking out to your backyard. The kitchen features granite countertops, stainless-steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. You’ll never be too far from the action with the living and dining area right there. In every bedroom you’ll have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Sharing a sink isn’t a worry with the double vanity. Like all homes in Crosswinds, the Allex includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

5365 Willow Creek, Haines City

$318,990
4 Beds 2 Baths Crosswinds East Phase 1 SubDv. 33844 Zip Code
Under Construction. Introducing the Harper floorplan at Crosswinds, where every square foot is put to use with sophistication and comfort. Inside this 4 bedroom, 2 bathroom home, you’ll find 1,665 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing granite and tile floors throughout. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The chef's kitchen is a true highlight, boasting granite countertops, sleek stainless steel appliances, and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms provide flexibility for various lifestyles. The primary suite is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms share one well-appointed bathroom, making morning routines a breeze. Like all homes in Crosswinds, the Harper includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

5421 Wilow Creek, Haines City

$279,000
2 Beds 2 Baths Sweetwater Golf & Tennis Club Add 02 SubDv. 33844 Zip Code
Located in the highly desirable gated community of Lake Henry Estates, this wonderful 2-bedroom, 2-bath home is perfectly sited on a premium golf course-front lot with picturesque pond views. Being offered fully furnished and turnkey, this home is move-in ready and ideal for enjoying the Florida lifestyle from day one. Upon arrival, you're welcomed by a charming screened-in front porch with tile flooring—an inviting space to relax and enjoy the peaceful surroundings. Inside, the open-concept floor plan showcases breathtaking views of the pond and golf course. The spacious living room features vaulted ceilings, hidden pocket triple glass sliding doors, and solar tube skylights that fill the space with an abundance of natural light. The eat-in kitchen is appointed with oak cabinetry featuring pull-out drawers, two pantry closets, a double-bowl stainless steel sink with a gooseneck faucet, and a breakfast bar adorned with granite countertops. The charming breakfast nook provides the perfect spot to enjoy your morning coffee while taking in the tranquil pond views. The bright and airy Florida room is surrounded by oversized windows, seamlessly blending indoor and outdoor living while offering panoramic views of the golf course and pond. Easy-to-maintain solid surface flooring extends throughout the main living areas. The generously sized primary bedroom suite features vaulted ceilings, a walk-in closet, and sliding glass doors that provide private access to the Florida room. The en-suite bathroom is equipped with dual vanities, a linen closet, a comfort-height toilet, and a walk-in shower. Outdoor living is a true highlight of this home. Relax on the screened-in lanai or the open patio while enjoying sweeping views of the tranquil pond and beautifully maintained golf course. Additional Features: Fully furnished and turnkey, Guest bedroom with direct access to the guest bathroom, Washer and dryer included, Architectural shingle roof (2023), Insulated lanai roof (2023), Split Heat Pump HVAC System (2018) with UV light purifier, Water heater (2024), Refrigerator & Freezer located in the garage, Paved driveway and walkway, Irrigation system, Two-car garage with garage door opener, Retractable garage screen door. Residents of Lake Henry Estates enjoy an exceptional selection of resort-style amenities, including a lakefront clubhouse with a pub, heated swimming pool and spa, pickleball and tennis courts, ballroom, card tournaments, library, billiards room, craft room, fitness center, shuffleboard, horseshoes, bocce courts, woodworking shop, dog park, boat slips, and a 9-hole executive golf course. Optional golf memberships, boat slips, and boat/RV storage are available for a modest additional fee. The monthly maintenance fee of $300 includes 8,000 gallons of water, sewer service, cable TV, internet, clubhouse amenities, and maintenance of the community's common areas, providing outstanding value and a truly maintenance-free lifestyle. Ideally located near shopping, restaurants, medical facilities, I-4, and Central Florida's world-famous theme parks, this exceptional home offers the perfect combination of comfort, convenience, and resort-style living.

501 Eastlake Drive, Haines City

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