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Have a boat? Trailer? RV? Want to keep it at your home? These Non HOA homes for sale in Winter Haven may be a good fit for you!

Many people prefer not to live in a neighborhood with a Home Owners Association (HOA). HOA's have restrictions on what you can and cannot do with your property. This can have its pros and cons. This is a list of homes for sale in Winter Haven with No HOA.

No HOA

$515,000
3 Beds 2 Baths Eloise Woods Lake Mariam Unit SubDv. 33884 Zip Code
Welcome home to this spacious 3-bedroom, 2-bath pool home offering 2,269 square feet of living space, with an inviting layout designed for everyday living and entertaining. Topped with a new metal roof, this home combines valuable recent improvements with plenty of character inside and out. Step inside to an open and expansive living area highlighted by exposed wood beams, recessed lighting, and tile flooring throughout much of the main living space. The updated kitchen features luxury cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, abundant storage, and generous counter space, all flowing naturally into the dining and living areas. An additional bonus/game room offers exceptional flexibility and could serve as a billiards room, home theater, playroom, office, or second family room. The primary suite features a spacious walk-in closet and an updated bathroom with a large dual-sink vanity, modern fixtures, and beautifully tiled walk-in shower. Step outside to your own Florida retreat featuring a private in-ground swimming pool, paver deck, and tropical landscaping. The expansive screened lanai overlooking the pool provides plenty of covered space for outdoor dining, entertaining, or simply relaxing and enjoying the Florida lifestyle year-round. Additional highlights include a dedicated indoor laundry room, generous storage, spacious secondary bedrooms, multiple living areas, and a large backyard. With its new metal roof, updated interior, private pool, screened outdoor living space, bonus room, and 2,269 square feet of living space, this Winter Haven home delivers the space, versatility, and indoor-outdoor lifestyle today's buyers are looking for.

44 Brevard Drive, Winter Haven

$399,900
4 Beds 3 Baths 33880 Zip Code
Freedom and flexibility await in this amazing 4 bedroom, 3 bathroom ranch-style POOL home, featuring beautiful updates, a floor plan ideal for multi-generational needs, and a detached garage offering plenty of room to store your boats, ATV's, Jet Skis or hot rods! Situated on a .6-acre cul-de-sac lot right across the street from Eagle Lake with NO HOA, here you are tucked away from it all, with space to enjoy your own private piece of paradise. Crisp landscaping, a covered front entry and an extended driveway make a nice first impression. It is clear from its tasteful updates and excellent condition that this home has been lovingly maintained. You will appreciate the attractive finishes, knockdown ceilings (no popcorn!), stylish fixtures and solid flooring throughout. The layout offers options and space, with formal and informal living areas, a separate formal dining room and triple split bedrooms, including two with en-suite bathrooms. An updated primary suite provides a peaceful retreat, with a spacious bedroom, walk-in closet, and a gorgeous bathroom including a jetted tub, dual sinks, and a walk-in shower. The second en-suite at the back of the home is a wonderful space for guests or live-in loved ones of all generations, with a bedroom including a Murphy Bed, a refreshed bathroom, and convenient access to the pool. There are also two additional bedrooms and a guest bathroom down a hallway, providing separation from the rest of the home. The remodeled kitchen is stunning, with white soft-close cabinetry, stainless steel appliances, closet pantry, quartz countertops, and a breakfast bar with seating. A window from the kitchen sink overlooks the remodeled pool area. The pool was recently resurfaced, with a new pump and salt system, a screen enclosure and a large, covered paver lanai - perfect for relaxation and entertaining. Green space is ample in the back yard, with room and hookups to park up to a 45-foot RV, and a private air-conditioned shed for a workshop, gardening or hobbies. The incredible 30x40x14 garage, however, is the highlight of this area, with two 12 foot roll up doors, concrete floors, side walk-in door and 1 window. Just imagine what you could do in this space! Solar panels (2023) provide efficiency in this home, while other key system updates include water heater (2024), well pump (2026), driveway (2024), A/C (2022), and Culligan water system (2023). The best part about this home, though, is that it is a FUN place to live! You really can make this space all your own, enjoying your time inside and out, with easy access to the water and all that Central Florida living has to offer! **LOCATED IN A USDA ELIGIBLE AREA**

5014 Sunrise Drive, Winter Haven

$379,000
4 Beds 2 Baths West Winter Haven SubDv. 33880 Zip Code
Step into a piece of Winter Haven history—beautifully reimagined for modern living. Just moments from Lake Howard, this exceptional 1925 residence offers the character and craftsmanship today's luxury buyers crave, paired with a complete top-to-bottom transformation. Original refinished 101 year old hardwood floors and two sets of original French doors provide a timeless connection to the home's past, while the rest has been thoughtfully rebuilt with today's lifestyle in mind. The custom kitchen, elegant architectural details, crown molding, tray ceilings, and spacious living areas create a home that feels both sophisticated and inviting. The private primary suite is a true retreat, featuring his-and-hers walk-in closets and a spa-inspired ensuite with a two-person tiled shower, garden tub, and generous vanity space. Two additional bedrooms upstairs add flexibility for guests, family, or a private home office. With approximately 2,011 heated square feet, 4 bedrooms, 2 baths, a dedicated laundry room, fully fenced backyard, and no HOA, this is a rare opportunity to own something with genuine character—not another cookie-cutter home. Bring your boat and water toys and enjoy the freedom and lifestyle that come with living near Winter Haven's beautiful Chain of Lakes. For buyers who appreciate history, character, and modern luxury, this is a home that simply must be experienced in person.

2112 Avenue C Sw, Winter Haven

$152,000
2 Beds 2 Baths Winter Ridge Condo SubDv. 33881 Zip Code
SERENE WATERFRONT LIVING ON THE CHAIN OF LAKES 2 Bedrooms | 2 Full Bathrooms | 1,073 SQFT | Single-Story Villa-Style Condo. Water Views & Chain-of-Lakes Lifestyle! Welcome home to low-maintenance living with a view! Situated in the desirable waterfront community of Winter Ridge, this turn-key 2-bedroom, 2-bath end unit pairs interior updates with living on Lake Smart. Unlike multi-story apartment complexes, this single-story villa design offers easy entry and maximum privacy. Step onto your private 8x17 screened-in covered lanai to enjoy the outdoors pest-free. Fresh & Fully Modernized Interior. Inside, the refreshed open-concept living space awaits. Stylish, water-resistant Luxury Vinyl Plank (LVP) flooring runs seamlessly throughout the home—no carpet! Enhanced by a fresh, clean, neutral paint palette. Gourmet Galley Kitchen: Features a full suite of modern appliances, a closet pantry, ample cabinet storage, and an integrated indoor laundry area. Primary Suite Sanctuary: A spacious retreat showcasing a large walk-in closet and an updated en-suite bathroom. Capital improvements include a brand-new roof (2025) and an updated water heater, offering buyers significant savings on home insurance and maintenance. Living at Winter Ridge feels like a year-round vacation on the Winter Haven Chain of Lakes: Boater’s Dream: Take advantage of direct access to Lake Smart via the private community boat launch ramp and fishing dock. Active Recreation: Unwind in the geothermal heated community pool, social clubhouse, or on the shuffleboard courts. Prime Parking: Includes two dedicated parking spaces, including a covered carport directly near your front entrance. All-Ages Community: Unlike many surrounding lakefront complexes that enforce age restrictions, Winter Ridge is an all-ages community, making it ideal for primary homeowners, snowbirds, or long-term investors. Location & Convenience: Nestled in Central Florida’s lake country with quick access to US-17, US-27, and I-4. Enjoy a short 10-minute drive to charming Downtown Winter Haven dining, shopping, medical centers, Polk State College, and LEGOLAND Florida. Low-maintenance waterfront living, major structural updates, and direct chain-of-lakes access—schedule your private tour today!

350 Winter Ridge Boulevard Unit 350, Winter Haven

$350,000
3 Beds 2 Baths Summerhaven Shores SubDv. 33884 Zip Code
**THIS IS THE ONE!!** IMMACULATE SE WINTER HAVEN, FLORIDA HOME LOCATED ON A SHADED CUL-DE-SAC LOT WITH NO HOA. NEW ARCHITECTURAL SHINGLE ROOF INSTALLED 2022, AC-HEAT PUMP SYSTEM UPDATED 2020 and NEW INSULATED WINDOWS THROUGHOUT! The privacy-fenced rear yard has double-wide gates allowing access for storing your boat or RV plus plenty of space for the existing 10 x 16 storage/work shed with power, a large patio & separate fenced area for dog space or a garden! The living room & dining room area are conveniently located adjacent to the spacious, updated custom kitchen featuring granite countertops, stainless steel appliances, a 4-door refrigerator, 10 cabinet drawers, a pull-out trash drawer & center island. The family room features a beautiful brick fireplace with hearth and mantle ...perfect for enjoying & decorating on holidays! Sliding glass exit doors allow access from the family room to the welcoming 18 x 37 covered and screened patio. The primary bedroom has a walk-in closet and includes a remodeled en-suite bathroom with a custom tiled walk-in shower and glass shower door. Bedrooms 2 and 3 are near the remodeled hall bath that features a comfort-height vanity & tub-shower combination. This lovely, well-maintained home is perfect for gatherings & entertaining! A public park with a boat ramp on Lake Ned is less than a mile away! Shopping and restaurants are nearby, plus be sure to check out the brand-new Publix grocery store located on Dundee Road! Easy access to Hwy 27 & I-4, Orlando, Tampa area attractions & both coasts. Measurements are approximate. Info is believed to be accurate but not guaranteed. This one will sell soon, so make your showing appointment today!

216 Shore Loop, Winter Haven

$335,000
3 Beds 2 Baths Garden Grove SubDv. 33884 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bathroom pool home offering comfort, functionality, and peace of mind with numerous recent improvements. From the moment you arrive, you’ll appreciate the inviting curb appeal, long driveway, and convenient side-entry garage. Step inside to a freshly painted interior and a warm, welcoming atmosphere featuring a wood-burning fireplace, perfect for cozy evenings at home. The spacious layout provides comfortable living areas and well-appointed bedrooms, making this home ideal for everyday living and entertaining. Step outside and discover your own private retreat! The resurfaced pool, completed in 2023, is surrounded by a large screened-in lanai, creating an expansive outdoor living space where you can relax, entertain, and enjoy the Florida lifestyle year-round. This home has been thoughtfully updated with numerous major improvements, including a 2023 roof and gutters, 2024 exterior paint, 2026 interior paint, and 2024 attic insulation. The HVAC system and water heater were replaced in 2021, along with the pool pump, providing added efficiency and peace of mind. Solar panels are already in place and will be paid off by the seller at closing, allowing the new homeowner to enjoy the benefits of solar without assuming the existing balance. Best of all, there is NO HOA, giving you greater freedom and flexibility. With a spacious lot, side-entry garage, long driveway, private pool, large screened lanai, and an impressive list of updates, this home is ready to welcome its next owner. Located in Winter Haven with convenient access to several lakes, local shopping, dining, recreation, major roadways and more. Come see all this move-in-ready pool home has to offer!

121 Lowell Road, Winter Haven

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