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Mulberry Homes For Sale with USDA Financing! 

What is USDA Financing? It is a government backed program that offers a 0% down loan. The address should be verified in their Eligibility Checker before moving forward to ensure it is in a USDA zone.

USDA Financing Available Homes:

$350,000
4 Beds 2 Baths Creekside SubDv. 33860 Zip Code
Welcome home to the space, privacy, and flexibility you’ve been looking for! Located in the Creekside community of Mulberry, this spacious 4-bedroom, 2-bath home sits on an oversized lot backing to a peaceful conservation area, creating a private backyard setting perfect for relaxing, entertaining, or simply enjoying a little extra breathing room. Step inside to a freshly painted interior with new waterproof luxury vinyl flooring that gives the home a fresh, updated feel. The kitchen features granite countertops and flows into the main living areas, making it easy to stay connected whether you’re hosting friends or enjoying a quiet night at home. An additional flex space/den gives you the freedom to create the home office, hobby room, play space, or cozy retreat that works best for your lifestyle. One standout feature is the hard-to-find 3-car garage, offering plenty of room for vehicles, storage, tools, or weekend toys. A newer A/C system installed in 2025 adds another valuable update for comfortable Florida living. Outside is where this home really shines. The oversized backyard and conservation backdrop offer plenty of possibilities for creating your own outdoor oasis. When it’s time to cool off, Creekside residents can also enjoy the community pool. With four bedrooms, flexible living space, a 3-car garage, fresh interior updates, an oversized conservation lot, and community amenities, this home offers so much more than just a place to live—it’s a place to settle in, spread out, and make your own. Schedule your private showing today!

4469 Stoney River Drive, Mulberry

$390,000
4 Beds 3 Baths Creekside SubDv. 33860 Zip Code
EXCITING NEWS—A BRAND-NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING, SELLER IS MOTIVATED! LOW HOA AND NO CDD! Welcome to 4476 Creekside Drive, located in the desirable Creekside community of Mulberry. This spacious home offers four bedrooms, three full bathrooms, a three-car garage, an oversized lot, and an inviting open-concept floor plan. The kitchen features a breakfast bar, a dining area, and an open view of the Great Room—creating an excellent space for entertaining and gatherings. From the Great Room, step into the HOA-approved covered and screened porch, overlooking the private vinyl-fenced backyard that backs up to a peaceful wooded area. The outdoor space also features an outdoor kitchen, making it ideal for relaxing and entertaining. The spacious primary suite includes an en-suite bathroom with dual vanities, a soaking tub, a separate walk-in shower, and two walk-in closets. The split-bedroom floor plan also offers a private guest suite with its own bathroom, plus two additional bedrooms that share a full bathroom. Additional features include an interior laundry room, tile and laminate flooring throughout—NO CARPET—and a Bose surround-sound system. The A/C is approximately seven years old, and the water heater was replaced in 2025. Creekside provides convenient access to State Road 60 for travel toward Lakeland, Brandon, and the Tampa area. Nearby outdoor destinations include Loyce E. Harpe Park and Se7en Wetlands, offering trails, biking, disc golf, and other recreational activities. Schedule your private showing and discover everything this spacious Creekside home has to offer!

4476 Creekside Drive, Mulberry

$329,900
3 Beds 2 Baths Imperialakes Ph 01 SubDv. 33860 Zip Code
Virtually Staged. One or more photos are virtually staged. Swim in your deep pool or play in the large playground directly across the street from inside your home or front porch. This home is in the desirable Imperial Lakes community on an oversized pie-shaped lot featuring a towering oak on the front lawn. Don't wait up to 2 years for a pool to be installed. Nothing major needs replacing, including the new HVAC and fence. Rooms galore, ample parking. Imperial Lakes features curving lakes and mature tree canopies. The neighborhood's character is defined by Imperial Lakes Blvd, one of Florida's most beautiful boulevards, where palms and water views set the tone. Sidewalk loops and pocket greens shape a steady, outdoors-forward rhythm. Far enough off the main road to be quiet and safe, but with easy access to the modern conveniences of South Lakeland, including dining, shopping (Home Depot, Walmart Supercenter, Aldi, Publix and Uncle Nick's Deli and Bagels) entertainment, schools, and medical facilities. Daily errands and casual dining cluster along nearby US-98, keeping the streetscape calm inside the community. Well-situated for households that want to be between the Tampa Bay and Orlando areas and all those areas have including jobs, attractions, and the major international airports; Lakeland has an airport, too. In an area eligible for USDA financing. $250.00 estoppel fee to be paid to HOA at closing.

5045 Misty Lake Drive, Mulberry

$275,000
3 Beds 2 Baths Imperialakes Ph 01 SubDv. 33860 Zip Code
Some homes simply feel different the moment you walk through the door and this one may be exactly that. Tucked beside the peaceful waters of a serene lake, this charming 3-bedroom, 2-bath block home offers 1,474 square feet of comfortable living space, a 2-car garage, and something that is becoming harder and harder to find: a home that feels like a retreat. Step inside and you'll find a generously sized living room centered around a cozy fireplace, flowing naturally into the dining area and breakfast nook. Just beyond the nook, French doors invite you outside to the enclosed 24' x 12' screened porch and this is where the story gets even better. Step out, settle in, and take in the tranquil lake views. It's the kind of place where mornings can linger a little longer and evenings practically beg you to sit down with a drink and stay awhile. The owner has even been known to catch fish right from this peaceful setting. The kitchen has received a thoughtful update with completely redone lower cabinets, adding both function and fresh appeal while maintaining the home's character. The roof was replaced in 2017 and the A/C was replaced in 2013, giving you some important major updates already in place. Built in 1979, this home combines the durability of block construction with wood siding and timeless charm. And then there's the HOA just $50 a year, making it almost too easy to enjoy the neighborhood without the burden of a costly monthly association fee. Some houses give you a place to live. This one gives you a place to slow down, watch the water, catch a fish, and enjoy the view. Come see for yourself, you may find that the best part of this home is waiting just beyond those French doors.

3135 Cross Fox Drive, Mulberry

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