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Lakeland Homes For Sale with USDA Financing! 

What is USDA Financing? It is a government backed program that offers a 0% down loan. The address should be verified in their Eligibility Checker before moving forward to ensure it is in a USDA zone.

Want to know more? Check out our blog post about USDA financing!

USDA Financing Available Homes:

$405,530
3 Beds 3 Baths Lakeside Preserve SubDv. 33811 Zip Code
Under Construction. The easy-living 3 bedroom 2.5 bath Aubrey provides you with a bright, open living area with luxury vinyl plank flooring under volume ceilings. Relax in your beautiful owner's suite complete with a walk-in wardrobe and dual vanity en-suite bath with a decorative tiled shower with glass enclosure. Plus enjoy outdoor living on your covered lanai! This home includes features and finishes hand-selected by our professional designers to provide you with enduring style, move-in convenience, and easy home maintenance: Open kitchen with: A counter-height bar. Quartz countertops. 36-in. shaker-style cabinets with decorative knobs/pulls. Stainless steel undermount sink with a pull-down faucet. Walk-in pantry. A mud room with a drop zone at the main garage entry, and an adjacent laundry room. Samsung stainless steel appliances: 5-burner smooth-top electric range with wi-fi smart controls. Fingerprint-resistant microwave with ventilation system. ENERGY STAR(R) quiet-operation dishwasher. ENERGY STAR(R) large capacity side-by-side refrigerator. . . Low-maintenance luxury vinyl plank flooring throughout the living areas, kitchen, laundry room, and bathrooms. Mohawk stain-resistant carpet in the bedrooms. Energy efficient LED lighting in the kitchen and gathering room. Custom-fit 2-in. faux wood window blinds. Built-in pest control. Architectural shingles with limited-lifetime warranty. Fully sodded homesite with Florida friendly landscaping and irrigation system and much more!. Save on utilities with energy-efficient R-30 insulation, foam-injected block insulation, double-pane Low-E windows, and a programmable thermostat. For more information on how you can own this beautiful, professional-designed new home call or email us today!

4476 River Birch Bend, Lakeland

$310,000
3 Beds 2 Baths Hillside Heights SubDv. 33812 Zip Code
Welcome to this well-maintained 3 bedroom, 2 bathroom home in desirable South Lakeland, offering 1,957 heated square feet (2,011 total under roof) and a flexible layout designed for today's lifestyle. Originally built as the community's model home, this property combines spacious living with several major recent improvements.One of the home's standout features is the expansive 20' x 20' converted garage, which is under the central HVAC system and provides endless possibilities as a second living area, game room, home office, fitness room, media room, or hobby space.Inside, you'll find luxury vinyl plank (LVP) flooring throughout the main living areas, all bedrooms, and the converted garage, creating a modern look that's both stylish and easy to maintain. The spacious primary suite features a large walk-in shower, separate garden tub, and plenty of room to relax.Enjoy added peace of mind with several significant updates already completed, including the HVAC system (2023), architectural shingle roof (2024), exterior paint (2024), and septic drain field (2026).Conveniently located near shopping, dining, medical facilities, parks, and major roadways, this South Lakeland home offers the perfect balance of comfort, flexibility, and location.If you've been looking for a home with versatile living space and important updates already taken care of, this is one you won't want to miss. Schedule your private showing today to see everything this home has to offer. **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!

6059 Hillside Heights Drive, Lakeland

$685,000
3 Beds 2 Baths Pineglen Tract 3 SubDv. 33809 Zip Code
Virtually Staged. Discover the beauty of peaceful rural living at 9240 Moore Road in Lakeland, Florida. A rare 4-acre private estate where wide-open spaces, mature oak trees, and modern comforts come together to create the perfect country retreat. With NO HOA, Flood Zone X, and plenty of room to spread out, this beautifully remodeled 3-bedroom, 2-bathroom block home offers the privacy and serenity that's becoming harder to find. Wake up to wildlife, spend your afternoons fishing from your private pond with extended dock, or relax in the climate-controlled Florida room overlooking the water. Inside, you'll find updates galore, including engineered hardwood and tile flooring, energy-efficient windows, a cozy wood-burning fireplace, and a beautifully updated kitchen featuring solid wood cabinetry, pull-out shelving, a GE Café range, and LG stainless steel appliances. Major updates—including a 2022 roof, Trane 19 SEER HVAC with heat pump, tankless water heater, water softener, updated fixtures, and hurricane-rated plantation shutters—provide exceptional peace of mind. Outside, the impressive 36' x 36' steel workshop is ideal for RVs, boats, hobbies, or a home business, while a fenced pasture for horses or livestock, a block garden shed, private shooting range, electric gated entry, asphalt driveway, and security system with cameras complete this one-of-a-kind property. If you've been dreaming of a private country home with acreage in Lakeland where you can enjoy the quiet of nature without sacrificing convenience, this extraordinary estate offers the lifestyle you've been waiting for.

9240 Moore Road, Lakeland

$269,900
3 Beds 2 Baths Ridge View Estates SubDv. 33810 Zip Code
:::Multiple Offers Received, Highest and Best Due, Monday July 27th at noon. Move-in ready 3BR/2BA in Ridge View Estates, North Lakeland! Open concept, vaulted ceilings, split floor plan, fenced yard with fire pit. New roof in 2019. USDA eligible- 0% down! This beautifully maintained home welcomes you with soaring vaulted ceilings and abundant natural light, creating a bright, inviting feel from the moment you step inside. The spacious living area flow effortlessly into the kitchen, making this open-concept layout ideal for everyday living and entertaining alike. The split-bedroom floor plan offers added privacy, anchored by a generously sized primary suite with a walk-in closet and en-suite bathroom, while two additional bedrooms and a full guest bath provide flexible space for family, guests, or a home office. Step outside to enjoy Florida living at its best on the screened lanai, overlooking a fully fenced backyard complete with a fire pit — perfect for morning coffee, weekend barbecues, pets, or simply relaxing in your own private outdoor retreat. The roof was replaced in 2019, and the attached two-car garage offers ample storage. Situated in an established, quiet neighborhood, this home is just minutes from shopping, dining, schools, and medical facilities, with easy I-4 access for commuters to both Tampa and Orlando. Whether you're a first-time homebuyer, downsizing, or seeking a smart investment property, this move-in ready North Lakeland gem checks every box for comfort, convenience, and value. This home is also eligible for USDA financing, offering qualified buyers the opportunity for 0% down payment. Move-in ready at this price point and in this good of condition is rare- make your appointment to see this home today!

7493 Briarbay Loop, Lakeland

$624,800
4 Beds 2 Baths Gibson Oaks Sub SubDv. 33809 Zip Code
North Lakeland Country Living with Stunning Sunrise & Sunset Views $649,900 | 4 Bedrooms | 2 Bathrooms | 2-Car Garage | 2.23 Acres | 1,200 Sq. Ft. Detached Shop Experience the perfect blend of privacy, modern comfort, and country charm in this beautifully built North Lakeland home situated on over 2.25 peaceful acres. Whether you’re looking for space to spread out, room for your hobbies, or simply a place to enjoy nature, this property offers it all. Wake up each morning with a cup of coffee on the screened front porch while watching breathtaking sunrises, then end your day relaxing on the covered screened lanai, taking in spectacular sunset views over your private backyard. Inside, you’ll find a thoughtfully designed 4-bedroom, 2-bath split floor plan featuring an open-concept living area that’s perfect for entertaining and everyday living. The spacious kitchen flows seamlessly into the living and dining areas, creating a warm and inviting atmosphere for family and friends. Car enthusiasts, contractors, hobbyists, and RV owners will love the impressive 1,200-square-foot detached shop, offering endless possibilities for a workshop, storage, home business, or recreational vehicles. Combined with the attached 2-car garage, you’ll have more than enough room for all your tools, toys, and equipment. Property Highlights: 4 Bedrooms | 2 Bathrooms Attached 2-Car Garage 1,200 Sq. Ft. Detached Shop Over 2.25 Acres of private land Covered, screened rear lanai with beautiful sunset views Screened front porch with peaceful sunrise views Open-concept floor plan Modern finishes throughout Plenty of room for boats, RVs, trailers, and outdoor activities Quiet North Lakeland location with convenient access to shopping, dining, schools, and I-4 If you’ve been searching for a newer home that offers privacy, acreage, incredible outdoor living, and a large detached shop, this is a rare opportunity you won’t want to miss. Schedule your private showing today and discover why this exceptional North Lakeland property is the perfect place to call home.

8308 Gibson Oaks Drive, Lakeland

$399,900
4 Beds 3 Baths Hunters Run SubDv. 33809 Zip Code
Beautiful Pool Home in Desirable Hunter's Run – USDA Eligible! Welcome to this beautifully maintained 4-bedroom, 2.5-bath pool home nestled in the highly desirable Hunter's Run community. Offering the perfect blend of comfort, functionality, and Florida living, this home is conveniently located near major roadways, shopping, dining, and everyday conveniences. Best of all, it is USDA eligible, allowing qualified buyers the opportunity for 100% financing with zero down. From the moment you arrive, you'll appreciate the home's outstanding curb appeal with mature landscaping, a freshly painted exterior, and an oversized driveway leading to the two-car garage. Inside, you'll find an inviting split-bedroom floor plan with soaring vaulted ceilings, abundant natural light, and multiple living spaces designed for everyday living and entertaining. The home features a formal living room, separate family room, and a dedicated dining room, providing plenty of flexibility for gatherings and holidays. The spacious kitchen overlooks the family room and pool area and offers abundant cabinetry, generous countertop space, stainless steel appliances, a breakfast bar, and plenty of room for preparing meals while staying connected with family and guests. The private owner's suite is a relaxing retreat featuring direct access to the pool through sliding glass doors, two large walk-in closets, and an oversized ensuite bathroom complete with dual vanities, a garden soaking tub, separate walk-in shower, and glass block accents. Enjoy true Florida living with sliding glass doors from the formal living room, family room, and primary suite, all opening to the expansive covered lanai and screened pool enclosure. Step outside to your own backyard paradise featuring: Screen-enclosed swimming pool Spacious covered lanai perfect for entertaining Dedicated pool half bath Outdoor shower Fully fenced backyard Plenty of green space for pets, children, or outdoor activities Mature palm trees creating a private tropical setting Additional highlights include: Freshly painted exterior HVAC replaced approximately 3 years ago Roof approximately 12 years old Water heater approximately 12 years old Spacious indoor laundry room with extra storage Beautiful wood flooring throughout the main living areas Generously sized secondary bedrooms Move-in ready condition If you're searching for a spacious pool home with multiple living areas, a fantastic outdoor entertaining space, and a sought-after location in Hunter's Run, this home checks every box. Don't miss your opportunity to own this exceptional home—schedule your private showing today!

781 Powder Horn Row, Lakeland

$329,900
3 Beds 2 Baths Wf Hallam & Companys Club SubDv. 33813 Zip Code
LAKELAND HIGHLANDS POOL HOME ON .33 OF AN ACRE! Welcome to this spacious pool home situated on a beautiful high and dry lot in the highly desirable Lakeland Highlands area! Offering generous room sizes, multiple living and entertaining areas, and a large kitchen with abundant cabinetry and plenty of counter space, this home is designed for comfortable everyday living. The spacious family room showcases warm wood accents, creating a welcoming atmosphere for relaxing or entertaining. Step outside to your screened-in pool overlooking the expansive backyard, complete with a detached workshop/storage building that’s perfect for hobbies, projects, or extra storage. As a rare bonus, this one-of-a-kind property also includes an underground cellar, providing additional storage space and a unique feature seldom found in Central Florida homes. According to the seller, the property has never experienced standing water, providing added peace of mind. Additional features include an interior laundry room with abundant storage, mature landscaping, plenty of parking, and room to spread out both inside and out. Conveniently located just minutes from Lakeside Village, shopping, restaurants, medical facilities, schools, the Polk Parkway, and I-4, you’ll enjoy an easy commute to Tampa or Orlando while still appreciating the peaceful feel of Lakeland Highlands. Whether you’re looking for room to entertain, relax by the pool, or enjoy the privacy of an oversized lot in an unbeatable location, this home truly offers the best of Florida living. Schedule your private showing today!

5140 Lakeland Highlands Road, Lakeland

$389,500
3 Beds 2 Baths Ridgemont SubDv. 33810 Zip Code
Stunning 3-Bedroom, 2-Bath Pool Home with Wood Burning Fireplace and Large Lanai in Prime North Lakeland! Welcome to 7213 Regent Drive, nestled in a gorgeous, tight-knit community where neighbors greet each other and wave as you drive by. From the moment you step through the front door into the beautiful tiled entryway with double coat closets, you’ll know this home is special. Enter through the front door into a beautiful foyer with upgraded tile and large double coat closets. To your right, a spacious living room boasts soaring vaulted ceilings and abundant natural light, flowing effortlessly into the formal dining room with direct access to the lanai. The nearby primary suite is a true retreat, featuring an incredible bathroom complete with double sinks and a fully remodeled rain shower equipped with Bluetooth lights, built-in music, and a seating bench. The heart of the home features a large kitchen with abundant cabinet space plus a pantry, upgraded tile floors, and bright new recessed lighting. Enjoy cooking while looking out the kitchen window to the backyard, or gather in the adjacent dinette. This flows beautifully into a stunning family room anchored by a cozy wood-burning fireplace, built-in bookshelves, and gorgeous upgraded lighting. Two large guest bedrooms and a beautifully updated second bathroom occupy their own wing of the home, while an indoor laundry room with a utility sink connects you to the garage. Step outside into your own private oasis. The oversized, fully fenced backyard boasts mature landscaping, an expansive screened lanai, and a magnificent, deep swimming pool housed under a brand-new, ultra-spacious screen cage. Cozy up on cool evenings next to the custom firepit nestled under a decorative pergola, or make use of the immaculate storage shed/workshop. Nearly every detail of this home has been meticulously upgraded, including: Major Systems: Updated roof, plumbing, brand-new septic drainfield and lift station. Interior & Mechanics: Remodeled primary and guest bathrooms, new stainless appliances, upgraded kitchen/bath recessed lighting, upgraded ceiling fans throughout, blinds, and garage door opener. Exterior Improvements: Painted exterior, resurfaced pool, upgraded spacious pool cage, and even a new roof on the workshop! Only 15 minutes from downtown Lakeland and easy access to I-4, this home comes complete with a charming herb garden, decorative plant shelves and much more! This turn-key property is just waiting for its next chapter. Make your appointment to view this stunning slice of Florida paradise today!

7213 Regent Drive, Lakeland

$714,900
5 Beds 3 Baths Royal Oaks Estate SubDv. 33812 Zip Code
COMPLETELY REBUILT FROM THE INSIDE OUT! This home has been extensively rebuilt with major infrastructure improvements already complete. Major improvements include NEW ROOF, NEW HVAC AND DUCTWORK, NEW WATER HEATER, NEW UPDATED ELECTRICAL PANEL WITH BREAKERS, NEW WINDOWS, NEW FRONT AND BACK DOORS, NEW SOD & LANDSCAPING, NEW SCREEN IN PORCH, NEW PAINT (INTERIOR & EXTERIOR), NEW FLOORING, NEW CABINETRY, NEW GRANITE, NEW HARDIE BOARD SIDING ON GABLES AND DORMERS, SPRAY FOAM IN ATTIC, SEPTIC TANK WAS PUMPED, CLEANED, AND INSPECTED, PLUS MUCH MORE! Sitting on nearly HALF AN ACRE and NO HOA, the dramatic two-story foyer and elegant iron staircase sets the stage for the quality craftsmanship found throughout the home. Just off the front entry is a versatile bonus room that can easily serve as a home office, playroom, guest room, or potential 5th bedroom. The heart of the home is the custom-designed kitchen featuring a large center island, granite countertops, double ovens, a farmhouse sink, and picturesque views of the expansive backyard.The spacious primary suite offers a beautifully updated en-suite bath with dual sinks, granite countertops, smart mirrors, and a large walk-in shower. Upstairs, the oversized hall bath has been fully renovated with modern finishes, dual vanities, and granite counters.Continue up to the third-floor loft, an incredibly spacious flex area perfect for a private office, gym, media room, playroom, or additional storage.Outside, enjoy a large fenced backyard with plenty of room for entertaining, pets, or future additions. Located in an established neighborhood with NO HOA and NO CDD, this home combines space, style, and freedom. This is the rare home that offers both stunning design and the confidence that comes from knowing the costly, behind-the-walls improvements have already been completed. Simply move in and enjoy everything this exceptional South Lakeland home has to offer.

3415 Imperial Lane, Lakeland

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