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Lake Wales Homes For Sale with USDA Financing! 

What is USDA Financing? It is a government backed program that offers a 0% down loan. The address should be verified in their Eligibility Checker before moving forward to ensure it is in a USDA zone.

Want to know more? Check out our blog post about USDA financing!

USDA Financing Available Homes:

$496,997
4 Beds 2 Baths Acreage SubDv. 33898 Zip Code
Welcome to your own private slice of Old Florida paradise! Tucked away at the end of a quiet cul-de-sac in beautiful Lake Wales, Florida, this meticulously maintained 4-bedroom, 2-bathroom single-family home sits on an impressive 4.59 acres, offering the perfect combination of privacy, space, modern updates, and peaceful country living—all while remaining just minutes from shopping, dining, schools, and major highways. From the moment you arrive, you'll appreciate the serene setting surrounded by mature trees and wide-open green space, creating an ideal retreat for those seeking room to breathe without sacrificing convenience. Inside, you'll find a thoughtfully designed floor plan featuring an updated kitchen with modern finishes that opens seamlessly to the main living areas, making it perfect for entertaining family and friends. The spacious layout provides both comfort and functionality, with the primary suite conveniently located on the first floor, along with a second bedroom, making this home ideal for multigenerational living, guests, or a home office setup. The first floor also features a versatile den/flex room, perfect for a home office, playroom, media room, or fitness space, along with an oversized laundry room offering abundant storage and workspace. Upstairs, you'll find additional bedrooms that provide privacy and flexibility for growing families or visiting guests. Step outside and experience everything this incredible property has to offer. With 4.59 acres, there's plenty of room to add a pool, detached workshop, RV or boat parking, additional garage, guest house (subject to county approval), gardens, horses, or simply enjoy the privacy and tranquility of your own land. Lake Wales is known for its natural beauty, historic charm, and outdoor recreation. You'll enjoy being just minutes from some of Central Florida's most popular attractions and conveniences, including: Historic Downtown Lake Wales with charming local boutiques, coffee shops, and community events, Bok Tower Gardens, one of Florida's most iconic landmarks featuring breathtaking gardens, walking paths, and the famous Singing Tower, Lake Wailes Park, Kiwanis Park, Lake Kissimmee State Park for hiking, fishing, camping, boating, and horseback riding, Lake Wales Family Recreation Center and Lake Pierce and numerous nearby lakes for boating and world-class bass fishing. Enjoy dining at local favorites including: L'Incontro Italian Restaurant, Crazy Fish Bar & Grill, Cherry Pocket Steak & Seafood, Stuart's Fish Camp, Beef 'O' Brady's, Ovation Bistro & Bar, Starbucks and Grove Roots Brewing Company. Shopping and everyday conveniences are just minutes away with: Publix, Walmart Supercenter, Lowe's, Tractor Supply Co., Eagle Ridge Mall and Local farmers markets and specialty shops. Commuters will appreciate convenient access to US-27, State Road 60, and US-17, providing easy travel to Winter Haven, Lakeland, Orlando, Tampa, and Central Florida's world-famous attractions. Whether you're searching for a Florida country estate, horse property, home with acreage, private family retreat, multigenerational home, or simply a peaceful lifestyle surrounded by nature, this exceptional property offers a rare opportunity to own nearly five acres in one of Central Florida's most desirable and rapidly growing areas. Schedule your private showing today and experience the privacy, space, and lifestyle this beautiful Lake Wales property has to offer!

1518 Dickens Road, Lake Wales

$419,950
3 Beds 2 Baths Country Oaks Estates SubDv. 33898 Zip Code
Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a spacious 0.46-acre lot in Lake Wales with no HOA! Offering 2,392 square feet of thoughtfully designed living space, this move-in-ready property combines timeless charm with modern upgrades, creating the perfect place to call home. Step inside to an open-concept floor plan featuring soaring ceilings, abundant natural light, and luxury vinyl plank flooring throughout. Large windows fill the home with sunshine, enhancing the spacious feel of the two living areas and inviting dining space. A cozy fireplace serves as the focal point of one of the living rooms, making it the perfect spot to gather with family and friends. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring brand-new stainless steel appliances, quartz countertops, new cabinetry, a stylish tile backsplash, and a breakfast nook. Whether you're preparing meals or hosting guests, this space offers both functionality and style. The generously sized primary suite provides a relaxing retreat with large windows that bring in plenty of natural light. The en-suite bathroom has been completely updated with brand-new tile, dual vanities, a garden tub, and a separate walk-in shower. Two additional bedrooms offer comfortable accommodations for family, guests, or a home office. All bedrooms have been updated with brand new carpet and ceiling fans. This home has been extensively renovated for peace of mind, including a new roof, new AC system, updated electrical, re-piped plumbing, custom shelving, and numerous modern finishes throughout. Outside, you'll find a fully fenced backyard, a screened porch with an adjoining patio perfect for relaxing or entertaining, and a spacious 26x22 garage. The impressive exterior features a large driveway leading to a circular drive, providing excellent curb appeal and ample parking. With its extensive renovations, spacious layout, beautiful finishes, and prime Lake Wales location, this exceptional home offers the perfect blend of comfort, style, and functionality. USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.

1955 Capps Road, Lake Wales

$300,000
3 Beds 2 Baths Revised Hesperides Sub SubDv. 33898 Zip Code
Virtually Staged. Welcome to 318 Eucalyptus Rd in Lake Wales, FL, where peaceful country living meets everyday convenience. Nestled in a quiet rural setting, this property offers the space, privacy, and freedom you've been looking for. With no HOA, you'll enjoy the flexibility to park your recreational vehicles, welcome pets, and personalize your property without monthly fees or restrictive rules. The fully fenced yard provides added privacy and security, while the included window treatments make this home truly move-in ready. Adding even more value, the seller is including the washer and dryer, four wall-mounted TVs, a wooden dresser, a 42-inch mutt zero-turn mower, a 40V push mower, a weed eater, and a leaf blower with the sale. Enjoy the best of Central Florida living with convenient access to Highway 60, placing shopping, dining, healthcare, schools, and charming downtown Lake Wales just minutes away. Spend your weekends exploring nearby lakes, parks, walking trails, and the world-renowned Bok Tower Gardens, or simply unwind and enjoy the peaceful surroundings from the comfort of home. Whether you're purchasing your first home, downsizing, or searching for a private retreat with room to make it your own, this property offers an exceptional opportunity. Located in one of Central Florida's growing communities, 318 Eucalyptus Rd delivers comfort, convenience, flexibility, and lasting value. Schedule your private showing today and discover everything this wonderful property has to offer.

318 Eucalyptus Road, Lake Wales

$246,490
4 Beds 2 Baths Hunt Club Groves 50s Gc SubDv. 33859 Zip Code
Under Construction. This single-story Gehrig offers a spacious and inviting layout, with three secondary bedrooms conveniently located at the front of the house. The open-concept floorplan seamlessly connects the living areas, creating a perfect space for family gatherings and entertainment, while the luxe owner's suite, situated at the back of the home, provides a private and serene retreat. This home comes fully equipped with Everything’s included in your new dream home. Enjoy connectivity, green building features save you money and help the environment, plus brand-new energy conscious appliances, quartz countertops throughout and oversized tile flooring throughout living space, bedrooms are carpeted. Welcome to Hunt Club Groves! Residents will enjoy an active lifestyle with access to fantastic onsite amenities, including a resort-style swimming pool, fitness center and multiple sport courts. Hunt Club community features: Pickleball, Soccer field, Basketball court, and Fiber Optic High Speed Internet. The community is a short trip from local shopping, dining and more in historic downtown Lake Wales, with plenty of nearby recreation at Lake Wales Country Club and Bok Tower Gardens. Lake Wales is known for its lush hills, citrus groves, and botanical gardens. There are lots of shops, restaurants, bike paths. Hunt Club is what you have been looking for. A safe small town feel with nature, convenience, and amazing amenities!

615 Artemis Street, Lake Wales

$224,900
3 Beds 2 Baths Pleasant Acres Un 4 SubDv. 33898 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering comfort, functionality, and the freedom of no HOA! Situated on a fully fenced lot, this property provides plenty of space for outdoor living, hobbies, and storage. A 10' x 24' carport offers covered parking, while the 12' x 24' shed is perfect for a workshop, extra storage, or your favorite projects. Inside, you'll find luxury vinyl plank flooring throughout, creating a stylish, low-maintenance living space. The kitchen is equipped with granite countertops and stainless steel appliances, making it both functional and inviting. The spacious primary suite features a relaxing jetted bathtub in the en-suite bathroom, creating the perfect place to unwind. Enjoy your morning coffee on the 5.5' x 20' screened front porch or entertain guests on the spacious 10' x 19' back porch. This home also includes modern conveniences such as smart locks, a Ring video doorbell, and a Ring security system for added peace of mind. A whole-home water softener and filtration system provides enhanced water quality throughout the home. Major updates include a roof replaced in 2017 and a new A/C system installed in 2020, offering added peace of mind. Built with quality in mind, this modular home features durable 2" x 6" exterior walls for enhanced strength and durability. Move-in ready and thoughtfully maintained, this home is an excellent opportunity for anyone looking to enjoy comfortable living with plenty of outdoor space.

4167 Nelson Road, Lake Wales

$300,000
4 Beds 2 Baths N/A SubDv. 33898 Zip Code
Welcome to modern farm living in Lake Wales. Tucked away among peaceful orange groves on a quiet road, this turnkey four bedroom, two bathroom double wide manufactured home sits on a fully fenced .98 acre agricultural lot with no HOA. The seller purchased the previously vacant land and spent the past year developing the property from the ground up. The home was installed, electric service was brought to the property, and a new well and septic system were added, making all the major infrastructure new. Inside, you will find higher ceilings, vinyl flooring throughout, an upgraded kitchen, spacious living areas, and a clean, move in ready interior. The custom built front patio is the perfect place to relax and enjoy the peaceful surroundings. Outside, the property offers two storage sheds, a pole barn, and plenty of open space for animals, recreational vehicles, equipment, gardening, or future improvements. The pole barn may also offer potential for a future in law setup or additional living space, subject to county approval. Fruit trees and plants throughout the property include mango, avocado, guava, and pineapple. The neighboring lot is currently vacant and could provide a future opportunity to expand the property and create a second entrance if it becomes available. The home is located in a high and dry area outside of a designated flood zone, which may help keep insurance costs more affordable. The property may also qualify for USDA financing, subject to buyer and lender approval. Enjoy quiet country living without giving up convenience. Walmart is approximately seven minutes away, Bok Tower Gardens is about 15 minutes away, LEGOLAND Florida is roughly 30 minutes away, and Disney is less than 40 minutes away. The property is also only a few minutes from State Road 60, providing convenient east and west access toward Tampa and Vero Beach. Future regional transportation plans also include the proposed Central Polk Parkway East, which is intended to improve connectivity toward I-4 and SR 429. With nearly one acre, agricultural zoning, no HOA, new infrastructure, multiple outbuildings, and room to grow, this property is ready for its next owner.

8170 Dogyard Road, Lake Wales

$325,000
6 Beds 3 Baths Hunt Club Groves 40s SubDv. 33859 Zip Code
Welcome to this stunning two-story home featuring a modern open-concept design that perfectly blends style and functionality. The first floor offers a spacious family room, dining area, and a beautifully appointed kitchen, creating the ideal space for entertaining and everyday living. A convenient first-floor bedroom is tucked away at the rear of the home, making it perfect for guests, a home office, or a private flex space. Upstairs, you’ll find five additional bedrooms, including the luxurious owner’s suite, along with a versatile loft that’s perfect for movie nights, a game room, or a second living area. Located in the desirable Hunt Club Groves community, residents enjoy exceptional resort-style amenities, including a swimming pool, fitness center, pickleball courts, basketball court, soccer field, and Fiber Optic High-Speed Internet. Conveniently situated just minutes from historic downtown Lake Wales, you’ll have easy access to local shopping, dining, and recreation, including the Lake Wales Country Club and the renowned Bok Tower Gardens. Known for its rolling hills, citrus groves, scenic bike paths, and beautiful botanical gardens, Lake Wales offers the perfect balance of small-town charm and modern convenience. Hunt Club Groves is the ideal place to call home, offering a peaceful lifestyle surrounded by nature while keeping you close to everything you need.

3638 Hardman Drive, Lake Wales

$246,000
3 Beds 3 Baths Moneytree Ranchettes Sub SubDv. 33898 Zip Code
Welcome Home to 3559 Reagan Blvd! Escape the hustle and bustle on this beautiful, unrestricted 1-acre parcel featuring a spacious and well-maintained 3 bedroom, 2.5 bathroom double wide manufactured home, this property perfectly balances peaceful country privacy with comfortable, modern living. The thoughtfully designed open floor plan features a welcoming living area and 9-foot ceilings that make the space feel bright and airy. Enjoy preparing meals in your large kitchen, complete with a generous eat-in island, soft close drawers and cabinets, and beautiful granite counter tops. The living room has a heat producing electric fireplace, the perfect place to cuddle up on a cold winter's night. Relax in the secluded family room, or retreat to the spacious owners suite, with his and hers walk-in closets and a huge ensuite bathroom with granite counter tops. Step outside onto your back deck in the completely privacy fenced back yard. With no HOA fees or restrictive rules, you can have animals or add a workshop. The roof is only four years old, giving you peace of mind for years to come, and the solar panels bring your electric bill down to only $50 a month, just assume the cost for the panels. Located just minutes from Lake Wales, you get to enjoy quiet country living without sacrificing access to local schools, grocery stores and dining. With so much to offer, this home won't last long so schedule your showing today!

3559 Reagan Boulevard, Lake Wales

$324,900
4 Beds 3 Baths Mabel Place SubDv. 33898 Zip Code
RARE OPPORTUNITY TO OWN A TRULY TURNKEY HOME IN MABEL PLACE! Welcome to 608 Hennepin Loop, a beautifully maintained 4-bedroom, 3-bathroom smart home built in 2024 in the peaceful and highly sought-after community of Mabel Place in Lake Wales. This is a rare opportunity to own a truly turnkey home that combines modern design, functionality, and convenience. From the moment you arrive, you'll be greeted by an elegant glass-paneled front entry door that fills the home with natural light and creates a warm, inviting first impression. Step inside to discover a spacious open-concept floor plan designed for both comfortable everyday living and effortless entertaining. The well-appointed kitchen overlooks the main living and dining areas, creating the perfect space for gatherings with family and friends. The thoughtfully designed split-bedroom layout offers privacy and flexibility, featuring a spacious primary suite along with additional bedrooms ideal for guests, a home office, or multigenerational living. Built for today's lifestyle, this smart home comes equipped with security cameras, providing added convenience and peace of mind. Enjoy Florida living year-round on the covered lanai, the perfect place to relax with your morning coffee, unwind after a long day, or entertain guests outdoors. The backyard offers plenty of space to create your own private oasis, while the home's convenient location places you just minutes from shopping, dining, schools, and major roadways. Built in 2023? 4 Bedrooms | 3 Bathrooms? Smart Home with Security Cameras? Covered Lanai? Elegant Glass Entry Door? Move-In Ready? Located in the Quiet Community of Mabel Place Don't miss your chance to own this exceptional home. Schedule your private showing today

608 Hennepin Loop, Lake Wales

$262,490
4 Beds 2 Baths Hunt Club Groves 50s Gc SubDv. 33859 Zip Code
Under Construction. This new four-bedroom home offers convenient single-story living. Upon entry are three secondary bedrooms steps from a full bathroom, leading to an open plan shared between the kitchen, living and dining areas. Tucked away to the side of the home is a versatile flex space, ideal as a studio or office. A luxurious owner’s suite provides a private retreat at the back of the home, complete with a full bathroom and walk-in closet. This home comes fully equipped with Everything’s included in your new dream home. Enjoy connectivity, green building features save you money and help the environment, plus brand-new energy conscious appliances, quartz countertops throughout and oversized tile flooring throughout living space, bedrooms are carpeted. Welcome to Hunt Club Groves! Residents will enjoy an active lifestyle with access to fantastic onsite amenities, including a resort-style swimming pool, fitness center and multiple sport courts. Hunt Club community features: Pickleball, Soccer field, Basketball court, and Fiber Optic High Speed Internet. The community is a short trip from local shopping, dining and more in historic downtown Lake Wales, with plenty of nearby recreation at Lake Wales Country Club and Bok Tower Gardens. Lake Wales is known for its lush hills, citrus groves, and botanical gardens. There are lots of shops, restaurants, bike paths. Hunt Club is what you have been looking for. A safe small town feel with nature, convenience, and amazing amenities!

579 Artemis Street, Lake Wales

$314,000
3 Beds 3 Baths Country Oaks Estates SubDv. 33898 Zip Code
Welcome to this beautifully maintained Black Jack Ct residence that offers the perfect combination of comfort, functionality, and timeless appeal in a peaceful setting. From the moment you arrive, you'll appreciate the inviting curb appeal, spacious yard, and attached 2-car garage, providing ample room for parking, storage, and outdoor enjoyment. Step inside to discover a thoughtfully designed floor plan featuring bright, open living spaces ideal for both everyday living and entertaining. A formal dining room provides the perfect setting for holiday gatherings, family dinners, or hosting guests, while the spacious living area creates a warm and welcoming atmosphere for relaxing with family and friends. The well-appointed kitchen offers plenty of workspace and storage. The comfortable primary suite serves as a private retreat with an en suite bathroom, while two additional bedrooms and a full guest bath provide flexibility for family, guests, or a home office. A convenient half bath adds extra functionality for everyday living. Outside, the generous backyard offers endless possibilities for entertaining, gardening, pets, or simply enjoying the Florida sunshine. Combining spacious living areas, a desirable layout, and a fantastic outdoor setting, this beautiful home is ready for its next owners to move in and make lasting memories. Schedule your private showing today!

3448 Black Jack Court, Lake Wales

$282,490
5 Beds 3 Baths Hunt Club Groves 50s Gc SubDv. 33859 Zip Code
Under Construction. This new two-story Cobb offers the ultimate retreat with a luxurious first-floor owner’s suite, complete with a spacious bedroom, full bathroom and walk-in closet. An additional bedroom is located upon entry, leading to an inviting open plan that blends a modern kitchen with the living and dining areas. Three additional bedrooms suites can be found on the second floor, steps from a full bathroom and shared living space in the versatile loft. This home comes fully equipped with Everything’s included in your new dream home. Enjoy connectivity, green building features save you money and help the environment, plus brand-new energy conscious appliances, quartz countertops throughout and oversized tile flooring throughout living space, bedrooms are carpeted. Welcome to Hunt Club Groves! Residents will enjoy an active lifestyle with access to fantastic onsite amenities, including a resort-style swimming pool, fitness center and multiple sport courts. Hunt Club community features: Pickleball, Soccer field, Basketball court, and Fiber Optic High Speed Internet. The community is a short trip from local shopping, dining and more in historic downtown Lake Wales, with plenty of nearby recreation at Lake Wales Country Club and Bok Tower Gardens. Lake Wales is known for its lush hills, citrus groves, and botanical gardens. There are lots of shops, restaurants, bike paths. Hunt Club is what you have been looking for. A safe small town feel with nature, convenience, and amazing amenities!

559 Artemis Street, Lake Wales

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