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Auburndale Homes For Sale with USDA Financing! 

What is USDA Financing? It is a government backed program that offers a 0% down loan. The address should be verified in their Eligibility Checker before moving forward to ensure it is in a USDA zone.

Want to know more? Check out our blog post about USDA financing!

USDA Financing Available Homes:

$757,000
3 Beds 3 Baths Flanigan C R Sub SubDv. 33823 Zip Code
ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! Seller Concessions are available towards buyers closing costs (contingent upon offer price) This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.

331 Bay Street, Auburndale

$412,990
4 Beds 3 Baths Lake Mattie Preserve Estates SubDv. 33823 Zip Code
Pre-Construction. To be built. Nestled in the heart of Auburndale’s Lakes District and on Lake Mattie, our community is surrounded by six lakes, scenic trails, parks, and Village Centers—all within walking or biking distance. Plus, you're close to 2 major airports, Orlando and Tampa, and just 45 minutes from the magic of Disney! Welcome to Lake Mattie Preserve! New homes on oversized homesites with a 3-car garage, luxury interior upgrades, & resort-style amenities. Welcome to the Serena, where convenience meets comfort across two thoughtfully designed stories. This clever home puts the owner’s suite right where you want it – on the main level – while keeping three additional bedrooms tucked away upstairs. The heart of the home shines with 9’4 ceilings and an open layout that makes the kitchen, dining, and family areas feel like one gorgeous space. Speaking of the kitchen, it boasts a 10’6” island that’s ready for everything from breakfast rushes to holiday cookie baking. Upgrades like a wall oven and beverage center can turn this space into your culinary dream. Upstairs holds a special surprise – a bedroom that can become a second owner’s suite – hello, multi-generational living! The adaptable loft space is ready for whatever your family throws at it – from movie marathons to homework sessions. With walk-in closets in every bedroom and smart storage solutions throughout, the Serena keeps clutter at bay. Best of all, the wall of windows and sliding glass doors leading to your patio (or optional lanai) bring the outdoors in, making every day feel a bit more like vacation. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

2210 Blue Heron Circle, Auburndale

$474,900
2 Beds 1 Baths N/A SubDv. 33823 Zip Code
Discover the perfect blend of privacy and convenience with this 7.89-acre property in Auburndale, Florida, featuring a singlewide mobile home and plenty of space to make your vision a reality. Located on a quiet dirt road just off a main thoroughfare, this property offers peaceful country living while still providing easy access to everyday amenities, shopping, dining, and major travel routes. With no HOA restrictions, you’ll enjoy the freedom to truly make this property your own — bring your boats, RVs, animals, and outdoor toys with room to spare. The expansive acreage provides endless possibilities whether you’re looking to establish a homestead, create a private retreat, invest in land, or expand with future improvements. The existing singlewide mobile home offers a starting point for occupancy, rental income potential, or customization to suit your needs. Surrounded by natural Florida landscape, the property provides both seclusion and accessibility — a rare combination in rapidly growing Polk County. Conveniently located with easy access to I-4 between Tampa and Orlando, this property allows for a quiet rural lifestyle while remaining within reach of major employment centers, attractions, and Florida’s central corridor. Opportunities like this — nearly eight acres with flexibility, privacy, and location — are becoming increasingly rare. Schedule your showing today and explore the possibilities this unique Auburndale property has to offer.

200 Bobbye Walker Lane, Auburndale

$349,990
4 Beds 2 Baths Lake Mattie Preserve Estates SubDv. 33823 Zip Code
Pre-Construction. To be built. Nestled in the heart of Auburndale’s Lakes District and on Lake Mattie, our community is surrounded by six lakes, scenic trails, parks, and Village Centers—all within walking or biking distance. Plus, you're close to 2 major airports, Orlando and Tampa, and just 45 minutes from the magic of Disney! Welcome to Lake Mattie Preserve! New homes on oversized homesites with a 3-car garage, luxury interior upgrades, & resort-style amenities. Perfectly proportioned for Florida living, The Brooks delivers the ideal blend of space and versatility. Enter through a welcoming front porch to discover airy 9’ ceilings that flow through the main living areas. This showstopping kitchen features an expansive 8’9” island that seamlessly connects to the dining and great room – all brightened by a dramatic wall of rear windows. The owner’s suite is a true retreat, featuring a spa-like bathroom with dual vanities and generous storage including a walk-in closet. Choose from four bedrooms or transform one into a private study. The spacious lanai extends your living space outdoors, capturing that sought-after Florida lifestyle. Available in two eye-catching elevations with optional stone accents and decorative siding. Thoughtfully designed with extra windows and smart storage throughout, The Brooks proves that the perfect home is all about balance. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

2134 Blue Heron Circle, Auburndale

$245,000
3 Beds 2 Baths Sun Acres SubDv. 33823 Zip Code
Welcome home to 2613 Fowler Avenue in Auburndale, Florida. This well maintained three bedroom two bathroom home is located in an established neighborhood with no HOA, offering a quiet and homey feel where neighbors know one another and pride of ownership shows throughout the community. The home features comfortable living spaces and natural light throughout. The kitchen and living areas flow well for everyday living, while the enclosed lanai provides additional usable space for relaxing or entertaining. The fully fenced backyard offers privacy and room for pets, play, or outdoor enjoyment. The primary bedroom includes a custom installed Murphy bed that conveys with the sale, offering flexibility and efficient use of space. The entire home is equipped with a whole house water filtration system for added comfort and quality. One of the standout features of this property is the solar panel system, which will convey with the sale and is transferable to the new owner. This provides significantly lower utility costs and long term energy savings. A newer roof adds peace of mind and value for the next homeowner. The location is ideal for families, with Clarence Boswell Elementary School located directly behind the neighborhood, allowing children to easily walk to school. Middle and high schools are also nearby, making daily routines convenient. Auburndale continues to grow while maintaining its small town charm and offers easy access to both Orlando and Tampa, placing major employment centers, shopping, and entertainment within reach. This is a solid opportunity to own a low maintenance home with energy efficiency benefits in a well established Central Florida community.

2613 Fowler Avenue, Auburndale

$635,000
3 Beds 2 Baths Water Ridge Sub SubDv. 33823 Zip Code
LAKEFRONT VIEW WITH $$ NUMEROUS UPGRADES $$ TWO COMMUNITY BOAT RAMPS ON SEPARATE LAKES, LARGE MASTER CLOSET, INSULATED GARAGE DOORS, ATTIC STORAGE, LARGE BREAKFAST NOOK, HIGH-END FLOORING THROUGHOUT (CALI BAMBOO), SMALL APPLIANCE BAY AND COFFERED CEILINGS This modern Craftsman is a true custom home that will "far exceed" expectations with high-end "CUSTOM MILLWORK" and "upgrades" throughout. It's a must-see! 3-car garage (1 tandem, 1 single), very energy efficient, high-end flooring throughout, extensive millwork throughout and much more. Come see it for yourself and *compare before you commit*, as this home still shows like new! High-end features and upgrades include: 1) Owens Corning Duration hurricane-resistant shingles/roof. 2) Oversized custom front door, 8' x 36" 3) Elevated elevation/front porch. 4) 3-car garage, 1 single, 1 tandem. 5) Oversized garage doors 10' x 10'. 6) Insulated garage doors. 7) Storage above garage 24' x 8'. 8) High-efficiency insulation in attic/walls. 9) High-efficiency PGT windows. 10) Tongue and groove Ponderosa pine ceilings on front/rear porches. 11) Custom/oversized maple cabinets with ample storage. 12) Cambria quartz countertops throughout. 13) Large master closet 13' x 10'. 14) Large master shower 10' x 5' with 2 shower heads and 1 overhead rain shower head. 15) Dual-zone air conditioning system. 16) Cali Bamboo solid core, "non-laminate" bedroom flooring. 17) 8" baseboards throughout. 18) Double and triple crown molding throughout. 19) Dining room with wainscoting. 20) All doors and windows have wood frames and casings. 21) Built-in kitchen pantry with small appliance compartment. 22) Large pantry/laundry room off kitchen with ample storage. 23) All LG appliances. 24) All interior and exterior doors are 8'. 25) 10' and 12' ceilings. 26) "Average" electric bill is $130.00 for 2025. 27) All interior/exterior LED lighting. 28) Spacious breakfast nook. 29) Eat-in large kitchen island. 30) 12-foot coffered ceilings in the living room/11-foot ceilings in the master bedroom.

780 Waterfern Trail Drive, Auburndale

$360,000
4 Beds 2 Baths Mattie Pointe SubDv. 33823 Zip Code
Skip the builder wait and move into this 4 bed / 2 bath split plan home with a whole home generator, storm shutters, privacy fenced yard, and USDA ZERO DOWN eligibility. This home offers 1,989 sq ft of thoughtfully designed living space in the desirable Mattie Pointe community, giving you the look and feel of new construction without the delays, uncertainty, or added builder costs. Step inside to an open concept layout that is perfect for both everyday living and entertaining. The spacious great room flows seamlessly into the dining area and modern kitchen, where you’ll find an oversized quartz island with bar seating, stainless steel appliances, plenty of cabinetry, and luxury vinyl plank flooring that is both stylish and durable. The split bedroom floor plan provides privacy, with the primary suite tucked away from the secondary bedrooms and featuring a generous walk in closet and ensuite bath. This home is loaded with upgrades focused on comfort, safety, and convenience. A whole home generator keeps the lights on and the A/C running during Florida storms, while hurricane storm shutters, double pane energy efficient windows, and gutters add extra protection and peace of mind. The fully vinyl fenced backyard creates a private outdoor retreat with space for pets, play, gardening, or a future patio, and the 2 car garage offers additional storage and parking. USDA financing means qualified buyers may be able to purchase with no down payment, making this property an exceptional opportunity compared to many new construction options in the area. Combine that with low HOA fees in Mattie Pointe and you have an attractive monthly payment and minimal ongoing costs. The community’s Auburndale location provides convenient access to I-4, making commuting to Lakeland, Orlando, or Tampa straightforward, and putting you close to shopping, dining, schools, parks, and major Central Florida attractions like theme parks and lakes. If you’ve been looking for a move in ready, nearly new home with modern finishes, meaningful storm season upgrades, privacy, and favorable financing options, this is it. Skip the builder line, skip the uncertainty, and step into a home that’s ready now schedule your private showing today before it’s gone! For a video walk through of this home scroll down to Facts and Features and click on video and virtual tour or visit Bridgette Donahue Real Estate Youtube channel! Enjoy!

1591 Mattie Pointe Place, Auburndale

$375,000
3 Beds 2 Baths Estates Auburndale SubDv. 33823 Zip Code
This is one of those homes that makes you stop and say, “Wait… why is this still available? Welcome home to 506 Alleria Court located in the gated community of The Estates of Auburndale. This well maintained single story home sits on an oversized lot at the end of a quiet cul de sac offering privacy and added outdoor space rarely available in the community. The home features 3 bedrooms and 2 bathrooms with over 2000 square feet of living space and an open concept layout designed for both comfort and functionality. High ceilings and natural light enhance the spacious living and dining areas which flow seamlessly into the kitchen. The primary bedroom is privately positioned and includes an en suite bathroom with a jetted garden tub a walk in shower and a walk in closet. Secondary bedrooms are generously sized and share a full bathroom. The backyard provides ample space for outdoor living and future improvements such as a pool or extended patio. The home is move in ready and priced competitively compared to other homes in the community offering strong value for size lot and condition. Residents enjoy gated access two community pools playgrounds basketball courts and walking paths with lake views. Convenient access to I 4 allows for easy travel to Tampa and Orlando. Low HOA fees and a well maintained neighborhood complete the offering. Schedule your private showing to see why this home represents an excellent opportunity in The Estates of Auburndale.

506 Alleria Court, Auburndale

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