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Auburndale Homes For Sale with USDA Financing! 

What is USDA Financing? It is a government backed program that offers a 0% down loan. The address should be verified in their Eligibility Checker before moving forward to ensure it is in a USDA zone.

Want to know more? Check out our blog post about USDA financing!

USDA Financing Available Homes:

$465,000
4 Beds 2 Baths 33823 Zip Code
SPACE, PRIVACY, FLEXIBILITY & PARKING — THIS ONE HAS IT ALL! Welcome to 2217 Wells Rd in Auburndale, a truly unique property offering an incredible combination of a 4-bedroom, 2-bath home on almost an acre, New Flooring and a highly desirable in-law suite, oversized detached garage with a brand new roof, and covered boat/RV parking! Located on a quiet dead-end road, this property offers the privacy and peaceful setting you've been looking for while providing an abundance of space for your family, vehicles, hobbies, and recreational toys. One of the standout features of this property is the in-law suite, offering exceptional flexibility for multigenerational living, extended family, guests, a private retreat, or even a dedicated space for a home office or additional living arrangements. This valuable setup provides possibilities that are difficult to find in today's market and makes this home especially appealing to buyers looking for more than a traditional floor plan. The main home features 3 bedrooms providing plenty of room for family and guests. The generous lot adds another layer of appeal, offering ample outdoor space and the potential to enjoy the property in a variety of ways. Whether you're looking for room to entertain, space for recreational equipment, pets, gardening, or simply the privacy that comes with a larger parcel, this property delivers. For those needing serious storage or workspace, the oversized detached garage is a tremendous bonus. With its generous size and separate location from the home, it provides incredible versatility for vehicles, hobbies, workshop space, storage, or recreational equipment. For boat or RV owners, the property goes a step further with covered boat/RV parking, giving you a dedicated place to keep your larger toys protected from the Florida elements. Between the oversized detached garage and covered parking, there is an abundance of options for vehicles, equipment, and storage. Best of all, the property is located on a quiet dead-end road, creating a peaceful atmosphere and a sense of privacy that is hard to replicate. If you're looking for a home that offers space inside and out, a highly desirable in-law suite, a large lot, substantial detached storage, covered boat/RV parking, and a tranquil location, 2217 Wells Rd is a property you won't want to overlook. New hurricane rated windows, New soffit and fascia and generator hook up for in-law suite!

2217 Wells Road, Auburndale

$299,990
3 Beds 2 Baths Berkley Ridge SubDv. 33823 Zip Code
Welcome to this inviting 3-bedroom, 2-bathroom single-story home offering a comfortable layout, modern updates, and an excellent location! Whether you’re searching for a starter home, retirement retreat, primary residence, or investment property, this home offers flexibility and great potential. Step inside to discover newly installed vinyl plank flooring throughout—NO CARPET anywhere! The spacious open-concept living area creates an easy flow for everyday living and entertaining, while the single-story design provides added convenience and accessibility. Three well-sized bedrooms and two full bathrooms provide plenty of room for family, guests, or a home office. Outside, enjoy a large backyard with plenty of space for entertaining, pets, gardening, or creating your own outdoor oasis. A 2-car garage provides additional parking and storage. Location is another major advantage! The community is conveniently located just off I-4 at Exit 44, providing easy access to surrounding Central Florida destinations. The neighborhood is also situated directly across from the Amazon Fulfillment Center and Florida’s Central Operations and Coordination facilities, making it especially convenient for those working nearby. With its new flooring, no-carpet interior, spacious open layout, large backyard, 2-car garage, and convenient I-4 access, this home offers an excellent combination of comfort, practicality, and value. Why rent when you can make this home your own?

721 Kindred Lane, Auburndale

$749,000
3 Beds 3 Baths Flanigan C R Sub SubDv. 33823 Zip Code
LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.

331 Bay Street, Auburndale

$412,990
4 Beds 3 Baths Lake Mattie Preserve Estates SubDv. 33823 Zip Code
Pre-Construction. To be built. Nestled in the heart of Auburndale’s Lakes District and on Lake Mattie, our community is surrounded by six lakes, scenic trails, parks, and Village Centers—all within walking or biking distance. Plus, you're close to 2 major airports, Orlando and Tampa, and just 45 minutes from the magic of Disney! Welcome to Lake Mattie Preserve! New homes on oversized homesites with a 3-car garage, luxury interior upgrades, & resort-style amenities. Welcome to the Serena, where convenience meets comfort across two thoughtfully designed stories. This clever home puts the owner’s suite right where you want it – on the main level – while keeping three additional bedrooms tucked away upstairs. The heart of the home shines with 9’4 ceilings and an open layout that makes the kitchen, dining, and family areas feel like one gorgeous space. Speaking of the kitchen, it boasts a 10’6” island that’s ready for everything from breakfast rushes to holiday cookie baking. Upgrades like a wall oven and beverage center can turn this space into your culinary dream. Upstairs holds a special surprise – a bedroom that can become a second owner’s suite – hello, multi-generational living! The adaptable loft space is ready for whatever your family throws at it – from movie marathons to homework sessions. With walk-in closets in every bedroom and smart storage solutions throughout, the Serena keeps clutter at bay. Best of all, the wall of windows and sliding glass doors leading to your patio (or optional lanai) bring the outdoors in, making every day feel a bit more like vacation. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

2210 Blue Heron Circle, Auburndale

$349,999
4 Beds 2 Baths Enclave/Lk Myrtle SubDv. 33823 Zip Code
NOW OFFERING 4 BEDROOM POTENTIAL! This beautifully maintained 2023 Highland Homes residence in The Enclave at Lake Myrtle is getting an exciting upgrade—the versatile bonus/flex room is being converted into a 4th bedroom with the addition of a private door and closet, creating even more functionality for today's buyer. Built for comfortable Florida living, this spacious home features an open-concept layout where the kitchen, dining, and living areas flow seamlessly together. The kitchen is designed for both everyday living and entertaining, offering a large island with granite countertops, an integrated sink and dishwasher, and a massive pantry providing exceptional storage. The home also offers an in-house laundry room with newer washer and dryer and LVP flooring throughout. Step outside to enjoy the screened lanai, fully fenced yard, and thoughtfully designed garden—perfect for relaxing, entertaining, or enjoying your own backyard harvest. The established garden includes a Meyer lemon tree, Valencia orange tree, Thai banana tree, two legacy blueberry bushes, two thornless blackberry bushes, two Roma tomato plants, a Serrano pepper plant, and a butterfly garden. Residents enjoy community amenities including a dog park, all while benefiting from a low annual HOA fee. Conveniently located in Auburndale with easy access to shopping, dining, recreation, and Central Florida's major attractions. Whether you're looking for additional bedroom space, room to grow, or a home that already has the features today's buyers are looking for, this one deserves a closer look! First-time homebuyer? Ask me about available down payment assistance programs that may help make homeownership more attainable. Certain images have been digitally enhanced for brightness, color correction, and presentation. These enhancements are intended to accurately represent the property.

1373 Mezzavalle Way, Auburndale

$474,900
2 Beds 1 Baths N/A SubDv. 33823 Zip Code
Discover the perfect blend of privacy and convenience with this 7.89-acre property in Auburndale, Florida, featuring a singlewide mobile home and plenty of space to make your vision a reality. Located on a quiet dirt road just off a main thoroughfare, this property offers peaceful country living while still providing easy access to everyday amenities, shopping, dining, and major travel routes. With no HOA restrictions, you’ll enjoy the freedom to truly make this property your own — bring your boats, RVs, animals, and outdoor toys with room to spare. The expansive acreage provides endless possibilities whether you’re looking to establish a homestead, create a private retreat, invest in land, or expand with future improvements. The existing singlewide mobile home offers a starting point for occupancy, rental income potential, or customization to suit your needs. Surrounded by natural Florida landscape, the property provides both seclusion and accessibility — a rare combination in rapidly growing Polk County. Conveniently located with easy access to I-4 between Tampa and Orlando, this property allows for a quiet rural lifestyle while remaining within reach of major employment centers, attractions, and Florida’s central corridor. Opportunities like this — nearly eight acres with flexibility, privacy, and location — are becoming increasingly rare. Schedule your showing today and explore the possibilities this unique Auburndale property has to offer.

200 Bobbye Walker Lane, Auburndale

$635,000
3 Beds 2 Baths Water Ridge Sub SubDv. 33823 Zip Code
LAKEFRONT VIEW WITH $$ NUMEROUS UPGRADES $$ TWO COMMUNITY BOAT RAMPS ON SEPARATE LAKES, LARGE MASTER CLOSET, INSULATED GARAGE DOORS, ATTIC STORAGE, LARGE BREAKFAST NOOK, HIGH-END FLOORING THROUGHOUT (CALI BAMBOO), SMALL APPLIANCE BAY AND COFFERED CEILINGS This modern Craftsman is a true custom home that will "far exceed" expectations with high-end "CUSTOM MILLWORK" and "upgrades" throughout. It's a must-see! 3-car garage (1 tandem, 1 single), very energy efficient, high-end flooring throughout, extensive millwork throughout and much more. Come see it for yourself and *compare before you commit*, as this home still shows like new! High-end features and upgrades include: 1) Owens Corning Duration hurricane-resistant shingles/roof. 2) Oversized custom front door, 8' x 36" 3) Elevated elevation/front porch. 4) 3-car garage, 1 single, 1 tandem. 5) Oversized garage doors 10' x 10'. 6) Insulated garage doors. 7) Storage above garage 24' x 8'. 8) High-efficiency insulation in attic/walls. 9) High-efficiency PGT windows. 10) Tongue and groove Ponderosa pine ceilings on front/rear porches. 11) Custom/oversized maple cabinets with ample storage. 12) Cambria quartz countertops throughout. 13) Large master closet 13' x 10'. 14) Large master shower 10' x 5' with 2 shower heads and 1 overhead rain shower head. 15) Dual-zone air conditioning system. 16) Cali Bamboo solid core, "non-laminate" bedroom flooring. 17) 8" baseboards throughout. 18) Double and triple crown molding throughout. 19) Dining room with wainscoting. 20) All doors and windows have wood frames and casings. 21) Built-in kitchen pantry with small appliance compartment. 22) Large pantry/laundry room off kitchen with ample storage. 23) All LG appliances. 24) All interior and exterior doors are 8'. 25) 10' and 12' ceilings. 26) "Average" electric bill is $130.00 for 2025. 27) All interior/exterior LED lighting. 28) Spacious breakfast nook. 29) Eat-in large kitchen island. 30) 12-foot coffered ceilings in the living room/11-foot ceilings in the master bedroom.

780 Waterfern Trail Drive, Auburndale

$349,000
4 Beds 2 Baths Mattie Pointe SubDv. 33823 Zip Code
MOVE-IN READY + USDA ELIGIBLE + 2023 HOME! 4 bed / 2 bath split plan home with a whole home generator, storm shutters, privacy fenced yard, and USDA ZERO DOWN eligibility. This home offers 1,989 sq ft of thoughtfully designed living space in the desirable Mattie Pointe community, giving you the look and feel of new construction without the delays, uncertainty, or added builder costs. Step inside to an open concept layout that is perfect for both everyday living and entertaining. The spacious great room flows seamlessly into the dining area and modern kitchen, where you’ll find an oversized quartz island with bar seating, stainless steel appliances, plenty of cabinetry, and luxury vinyl plank flooring that is both stylish and durable. The split bedroom floor plan provides privacy, with the primary suite tucked away from the secondary bedrooms and featuring a generous walk in closet and ensuite bath. This home is loaded with upgrades focused on comfort, safety, and convenience. A whole home generator keeps the lights on and the A/C running during Florida storms, while hurricane storm shutters, double pane energy efficient windows, and gutters add extra protection and peace of mind. The fully vinyl fenced backyard creates a private outdoor retreat with space for pets, play, gardening, or a future patio, and the 2 car garage offers additional storage and parking. USDA financing means qualified buyers may be able to purchase with no down payment, making this property an exceptional opportunity compared to many new construction options in the area. Combine that with low HOA fees in Mattie Pointe and you have an attractive monthly payment and minimal ongoing costs. The community’s Auburndale location provides convenient access to I-4, making commuting to Lakeland, Orlando, or Tampa straightforward, and putting you close to shopping, dining, schools, parks, and major Central Florida attractions like theme parks and lakes. If you’ve been looking for a move in ready, nearly new home with modern finishes, meaningful storm season upgrades, privacy, and favorable financing options, this is it. Skip the builder line, skip the uncertainty, and step into a home that’s ready now schedule your private showing today before it’s gone! For a video walk through of this home scroll down to Facts and Features and click on video and virtual tour or visit Bridgette Donahue Real Estate Youtube channel! Enjoy!

1591 Mattie Pointe Place, Auburndale

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